Consumer Loans

For home improvements, cars, boats, college or vacations, come to us for the loan you need. We have installment loans with terms to fit most any budget. Installment Loan Rates are 1/2% lower when your payment is automatically deducted from your account with Heritage!

Home Equity Loans

We'll help you use your home equity to pay medical bills, buy a new car, finance home improvements, a child's education and many other needs. And right now, the interest you pay on a home equity loan may be tax deductible.

Mortgage Loans

Right now is a great time to talk to the experts at Heritage Bank about a mortgage loan. We can finance your new home purchase or refinance your residence, investment property, or vacation home. Contact Alan Smith at (757) 648-1681.

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In the News

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in "noninterest-bearing transaction accounts" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account (or demand deposit account) on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about FDIC insurance coverage of transaction accounts, visit www.fdic.gov. You can also use the FDIC Insurance Coverage Estimator "EDIE" to calculate FDIC coverage